Terms & Conditions

BECAUSE THESE TERMS AND CONDITIONS OF USE IMPOSE LEGAL OBLIGATIONS UPON YOU, IT IS IMPORTANT THAT YOU READ THEM CAREFULLY

Terms of Use

By using this Website (“Site”) you indicate your agreement to these terms of use ("Terms"). You further warrant and covenant that you have the power and authority to enter into this agreement. If you do not agree to these Terms, please do not use the Site and exit now.

Signing Up

Membership access to the Site and myKotakRewards program is open to all individual holders of a Kotak GALAXIA credit card or Kotak Solaris credit card. Your membership of the Site shall run coterminous with your membership of myKotakRewards program subject to your conformance with these Terms.

Changes

We may revise these Terms at any time without prior notice by updating this page and such revisions will be effective upon posting to this page. Please check this page periodically for any changes. Your continued use of the Site following the posting of any revisions to these Terms will mean you accept those changes. We reserve the right to alter, suspend or discontinue any aspect of the Site, including your access to it. Unless explicitly stated, any new features, merchandise or services will be subject to these Terms.

Proprietary Rights

Unless otherwise stated, the contents of the Site including, but not limited to, the text, sound and images contained herein, the selection, arrangement, and presentation of all materials (including information in the public domain), and the overall design of this Site are the property of The Company. They are protected by Indian and international intellectual property law.

This platform of Goods and Services will remain dynamic. There will be new goods and services being added continually to keep the redemption options refreshed for you. Kotak Reward Points need to redeemed within three years (36 months excluding the month of accrual) of earning them. Unredeemed Kotak Reward Points will expire at the end of three years.

Purpose

You understand that the Company provides this Site in order for you to review the Kotak Reward Points accrued by you, and to enable you to redeem them by selecting products or services offered by our partner organizations (“Partners”).

Kotak Reward Points

Earning: Kotak Reward Points can be accrued by making payments using your Kotak GALAXIA credit card or Kotak Solaris credit card at point of sale (POS) for all your purchases. Using your Kotak GALAXIA credit card or Kotak Solaris credit card for withdrawing cash at ATMs and for spends at Fuel Stations will not lead to accrual of Kotak Reward Points. Kotak Reward Points earned by you will be credited to your account in 7 working days.

Redemption: Redemption can only be made on www.mykotakrewards.com or by calling myKotakRewards Customer Care at 1800 419 6888 or at selected brand partner outlets.

Expiry: If not redeemed, Kotak Reward Points accrued will expire after 36 months, excluding the month of accrual.

Pricing and Other Errors: If the number of Kotak Reward Points you redeem for a product or service is incorrect, regardless of an error in the number of Kotak Reward Points posted on the Site or otherwise communicated to you, or if you are able to redeem a product or service that was not supposed to have been released for redemption, then The Company or our Partner will have the right to cancel that redemption and refund to you the Kotak Reward Points that you redeemed. This will apply regardless of a human/logical/transactional error.

Final Discount: Any discounts available to you as a member of the myKotakRewards Program cannot be used in conjunction with other discounts or special prices available to you through other promotional schemes run by the store or other organizations. However, the Kotak Reward Points accrued through such purchases will be credited to your account, if such purchases meet all eligibility criteria for Kotak Reward Points accrual.

Your use of the Site and membership of myKotakRewards Program may be subject to additional terms and conditions stated on the Site on specific pages relevant to a feature, service or offer. These include terms governing the accrual, redemption and expiry of your Kotak Reward Points that override the above three provisions.

No Warranty

THE SITE IS PROVIDED "AS IS" WITH NO WARRANTY OF ANY KIND AND YOU USE THESE SERVICES AT YOUR OWN RISK. THE COMPANY EXPRESSLY DISCLAIMS ANY WARRANTY, EXPRESS OR IMPLIED, REGARDING THE SITE OR ITS CONTENT, INCLUDING ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT.

Furthermore some of the features, facilities and offers on this Site are provided by organizations including Partners, that The Company has made arrangements with, but over which it has no control. The Company does not guarantee or warrant that such benefits and facilities will be available, nor will it be liable for any loss or damage arising from the provision, or non-provision, whether in whole or in part of any such benefits or facilities.

Limitation of Liability

UNDER NO CIRCUMSTANCES WILL THE COMPANY BE LIABLE TO YOU FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR EXEMPLARY DAMAGES ARISING OUT OF OR IN CONNECTION WITH USE OF THE SITE, WHETHER OR NOT THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. UNDER NO CIRCUMSTANCES SHALL THE COMPANY BE LIABLE TO YOU FOR ANY AMOUNT.

Indemnity

Whenever you use your Credit Card in order to obtain or utilize any of the benefits, facilities or arrangements offered or available as a result of your membership of myKotakRewards Program, you will be personally liable for any and all costs, charges, claims or liabilities of whatever nature arising from use of such benefits, facilities or arrangements.

You agree to hold harmless and indemnify The Company, and its employees, agents and representatives, from and against any third party claim arising from or in any way related to your use of the Site, including any liability or expense arising from all claims, losses, damages (actual and consequential), suits, judgments, litigation costs and attorneys' fees, of every kind and nature.

Other Restrictions on Conduct

You shall not assign these Terms or assign any rights or delegate any obligations hereunder, in whole or in part, whether voluntarily or by operation of law, without The Company’s prior written consent. Any such purported assignment or delegation by you without The Company’s prior written consent will be null and void and of no force or effect, unless otherwise expressly consented to by The Company at its sole and absolute discretion.

Severability and Enforceability

If any provision or portion of these Terms is held illegal, invalid, or unenforceable, in whole or in part, it shall be modified to the minimum extent necessary to correct any deficiencies or replaced with a provision which is as close as is legally permissible to the provision found invalid or unenforceable and shall not affect the legality, validity or enforceability of any other provisions or portions of these Terms.

Termination/Exclusion

We reserve the right, in our sole discretion, to revoke any and all privileges associated with accessing and/or competing on the Site, and to take any other action we deem appropriate including but not limited to terminating or suspending your use of the Site, for no reason or any reason whatsoever, including improper use of the Site or failure to comply with these Terms.

Choice of Law and Forum

These Terms are governed by the laws of the Republic of India. You hereby agree to submit to the exclusive jurisdiction of the courts at Mumbai. Use of the Site is unauthorized in any jurisdiction that does not give full effect to all provisions of these Terms.

Terms & Conditions for Movie & Air Ticket Vouchers

  • This offer is valid only on POS & Online Transactions made between 15th Aug, 2014 to 17th Aug, 2014, inclusive of both the days mentioned.
  • This offer is NOT valid on cash withdrawal.
  • Returned purchases, disputed or unauthorized/fraudulent transactions, financial charges, utility bill payments, EMI amount & card membership fee will not be considered for this offer.
  • Eligible card members achieving the spend threshold will qualify for Rs.500 movie e-voucher, Rs.2000 flight e-voucher & our partner vouchers. Movie and flight ticket e-Vouchers will be redeemable at www.mykotakrewards.com
  • Vouchers will be sent on registered email id of the card members.
  • This offer is non – en - cashable, not extendable and non – negotiable.
  • Spends on add-on-card will be clubbed together with primary card holder spends.
  • This offer is valid only for Indian residents.
  • Terms and conditions of this promotion offer are subject to change without any prior notice.
  • Kotak Mahindra bank credit card holders are not bound in any way to participate in this offer. Any participation is voluntary and offer is made purely on a best effort basis.
  • Bank is not responsible for, or liable for, any actions, claims, demands, losses, damages, costs, charges and expenses which a participant may suffer sustain or incur by participating in the offer.
  • Bank does not assume any responsibility, whatsoever, for the products offered under the offer. The products and services are sold or provided solely by third party merchants/service providers under such terms and conditions as determined by the Promoter and Bank accepts no liability, whatsoever, in connection with such products and services.
  • The offer cannot be used in conjunction with any alternative offer or promotion offered by the Bank. The Bank reserves the right to substitute this offer with any offer, at its own discretion.
  • The benefits under this offer are non-transferable, not for sale or re-sale nor can it be en-cashed by the participant
  • All disputes, if any, arising out or in connection with these offers or otherwise relating here, shall be subject to the exclusive jurisdiction of the competent courts/tribunals in Bangalore.

Terms & Conditions For Movie & Air Ticket Voucher Selection

  • The selection must be made within 14 days of receipt of this e-mail else an Air Ticket Discount Voucher will be automatically sent.
  • Vouchers will be sent on registered email id of card members.
  • This offer is non–en-cashable, not extendable and non-negotiable.
  • No Partial Payment: One voucher code can be used only once for an amount equal or less than the voucher amount.
  • Validity for Movie Vouchers: 3 Months from the date of issue
  • Validity for Flight Vouchers: 6 Months from the date of issue
  • This offer is valid only for Indian residents.
  • Terms and conditions of this offer is subject change without any prior notice.
  • Bank is not responsible for, or liable for, any actions, claims, demands, losses, damages, costs, charges and expenses which a participant may suffer sustain or incur by participating in the offer.
  • Bank does not assume any responsibility, whatsoever, for the products offered under the offer. The products and services are sold or provided solely by third party merchants/service providers under such terms and conditions as determined by the Promoter and Bank accepts no liability, whatsoever, in connection with such products and services.
  • The offer cannot be used in conjunction with any alternative offer or promotion offered by the Bank. The Bank reserves the right to substitute this offer with any offer, at its own discretion.
  • The benefits under this offer are non-transferable, not for sale or re-sale nor can it be en-cashed by the participant
  • All disputes, if any, arising out or in connection with this offers or otherwise relating here to shall be subject to the exclusive jurisdiction of the competent courts/tribunals in Bangalore.

Sharing of customer information: By opting for this offer, the customer specifically acknowledge and accept that the Kotak Mahindra Bank and their agents shall be entitled and are authorized to share or part with such information and details relating to the customer with the merchants/service provider as may be required for providing this offer to the customer and to the extent it is essential for carrying out Bank’s obligation and customer shall not hold Kotak Mahindra Bank liable for use/sharing of this information.